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1055 Crossing Place, Madisonville, KY, 42431


Buy Here, Pay Here


When it comes to buying a car, your credit can have a lot to do with the deal you make. For those who may be going through the process of rebuilding their credit or who don’t have a credit history, there is still a way we can get you behind the wheel of the car you want.

At Watermark Toyota of Madisonville, we believe that every driver should have the ability to get a loan or lease on a new vehicle near Madisonville, Owensboro, and Henderson, KY. We want to help make that happen by working with your current budget and situation.

If your financial options are limited, you may want to consider a Buy Here, Pay Here program. Learn more about this program here.

Buy Here, Pay Here Program

What is a Buy Here, Pay Here Program?

A Buy Here, Pay Here (BHPH) is a financial agreement that is designed for those in the process of rebuilding credit or with little to no credit history. This is an alternative to the traditional auto loan, which factors a driver’s buying and payment history into the deal.

In a BHPH, the dealership assumes the role of the bank or lending agency. A BHPH will offer some differences to a typical auto loan, like stricter guidelines and penalties. It also puts the dealership in control of terms and interest rate, and there’s usually little flexibility.

Drivers have to pay on a more frequent basis and pay in person at the dealership on a BHPH.

Our goal is to provide drivers with options and allow them to have the opportunity to get behind the wheel of a vehicle they want. If you think a BHPH is the right way to go for you, get in touch with our finance staff today.

Car Buying Financing Madisonville KY

Get the Financing You Need

When it comes to the car-buying experience, working with a team that has your best interests in mind goes a long way. When you can work with professionals that can walk you through the process and take care of the questions you have, it makes the experience and process even easier.

Our team works hard for you so you can get the best deal, whether it’s an auto loan, BHPH, or lease deal. We go through all of the details and present your options to you, so you know the best choices for you.

Go online today and fill out the online finance application to get this process started right away. Our team wastes no time going to work for you and putting together your options before you visit.

Get a Loan or Lease Today at Watermark Toyota

When you visit our dealership near Madisonville, Owensboro, and Henderson, Kentucky, we want to do everything we can to put you behind the wheel of the right vehicle. Whether you are new to buying a car or looking to make a deal on something new after several years, our team can help get it done.

Come to Watermark Toyota of Madisonville today and let our team help you with the Buy Here, Pay Here program and a wealth of knowledge and resources when it comes to making a deal. We hope to see you soon to help put you in the right vehicle for your driving needs.

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Watermark Toyota 37.3519698, -87.4842502.